Introduction
The CM Punjab Asaan Karobar Card Scheme is a major step by Chief Minister Maryam Nawaz to empower small businesses in Punjab. This scheme offers interest-free loans to shopkeepers, traders, and small entrepreneurs to help grow their business and improve financial stability.
What is CM Punjab Asaan Karobar Card?
The Asaan Karobar Card is a government-backed card that allows small business owners in Punjab to:
- Get easy access to loans without interest.
- Use the card like a credit facility.
- Avail government subsidies and business-related benefits.
Main Objectives
- Promote financial inclusion.
- Support low-income traders and small shopkeepers.
- Help youth and women entrepreneurs.
Eligibility Criteria for CM Punjab Asaan Karobar Card
To apply for the CM Punjab Asaan Karobar Card, you must:
- Be a resident of Punjab.
- Own a small shop, stall, or business.
- Have a valid CNIC.
- Be between 18 to 55 years old.
Benefits of the CM Punjab Asaan Karobar Card
- Interest-free loans from Rs. 50,000 to Rs. 500,000
- No collateral required.
- Easy monthly repayments.
- Digital transactions and business support tools.
How to Apply for CM Punjab Asaan Karobar Card
- Visit the Official Portal (to be announced by Govt. of Punjab).
- Fill in your details: CNIC, business info, income.
- Submit application online or via Punjab Bank/Microfinance Banks.
- Wait for verification and approval.
Required Documents
- CNIC copy
- Proof of business (shop license or bill)
- Mobile number and proof of residence
Loan Repayment Terms
- Tenure: 12 to 36 months
- 0% interest
- Monthly EMI through bank or mobile wallet
Why CM Punjab Asaan Karobar Card is Important
- Punjab has over 4 million small businesses.
- Most lack access to formal credit.
- This card gives them a lifeline to expand their business.
CM Maryam Nawaz’s Vision
Important Note
This scheme is expected to launch officially in 2025. Stay tuned for the official registration link and final eligibility criteria.
For More Information Stay Tuned Pakhelp.pk.
